Call Us Call Us Today | (618) 542-4831
Auto Insurance AUTO Read More
Homeowners Insurance HOME Read More
Business Insurance BUSINESS OWNER Read More
Recreational Insurance RECREATIONAL Read More
Specialty Insurance SPECIALTY Read More
PSIC School Program PSIC School Program Read More



Thinking about buying a RV, Camper, or Travel Trailer for some camping and quality "unplugged" time with the family this summer?  Camping has become a very popular activity over the last several years for many different people from millennials to retirees and it does have some very attractive qualities.  Nature: Check, Adventure: Check, Travel: Check, Quality time with your family: Check, and it can be inexpensive. 

Before you make a large investment, it's important to consider if the RV lifestyle is for you.  The use of your Camper or RV can range from occasional (once a month) to living in your camper year round as a primary home!  These versatile vehicles can have a use for almost anyone looking to get away. So what should you consider before making a purchase?  Read on to find out.

1. Budget - A quick internet search will reveal options from $500 to over $100,000 for a camping unit!  There are many different choices and to narrow it down you want to look at how much you will use your RV, Camper, or Travel Trailer and what investment you are willing to put into it.  If you are camping every weekend, you may want a camper that feels more like home.  Be prepared to pay for those extra amenities.  Don't be afraid to shop around for the best price!

2. Maintenance - How much time and money do you want to invest in maintenance?  An RV is like any other large vehicle and will require regular maintenance, like oil changes, tires, etc.  That's not to say a Camper or Travel Trailer will not require some maintenance as well.  Sometimes the required repair parts are sold from specific dealers so do your homework before deciding the brand you want to purchase.  Will you be able to get replacement parts?  Even simple replacement parts like awnings, lighting, plumbing, and appliances can be specifically made for your unit. 

3.  How do you feel about small spaces?  Even if you are just camping for a few days, you should consider the amount of space you need to pack all your belongings.  How many people will be sharing the unit with you?  Where will all their belongings go?  If you have multiple people sharing a space, be prepared to share. 

4.  Do you like the outdoors?  One of the main reasons people buy RVs, Campers, and Travel Trailers is to be closer to nature.  They want go fishing, hiking, explore nature, and build lasting memories with their loved ones as they sit around a campfire and roast marshmallows. 

5.  One last thing to consider:  Insurance!  If you get in an accident or have storm damage, you want your family and investment to be protected, right?  Insurance rates vary depending on the State you live in, how you use the camper, and the specifics of the unit you have.  Sometimes units can be scheduled on your automobile insurance policy, but you can always insure them on a stand alone policy as well.  You want to look for coverage limitations and exclusions to make sure you get the best coverage at the best price.  For example, some insurance companies don't cover the camper awnings or put coverage limitations on them.

You can trust your local independent insurance agent at M & M Insurance Agency, Inc. to provide a competitive quote tailored to your specific needs. 


Posted 11:00 AM

Share |

No Comments

Post a Comment
Required (Not Displayed)

All comments are moderated and stripped of HTML.
Submission Validation
Change the CAPTCHA codeSpeak the CAPTCHA code
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2018
  • 2017

View Mobile Version
© Copyright. All rights reserved.
Powered by Insurance Website Builder