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M & M Insurance Agency, Inc. offers a Garageowners insurance policy that works for you.  Whether you own a small or medium sized garage, accidents can happen.  Protect yourself and your business with our broad property and liability coverage. 


Who Needs It?

Our Garage Businessowners policy is designed specifically for businesses like yours:

  • Auto Glass Shops
  • Auto Repair/Auto Body Shops
  • Car Wash/Detail Shops
  • Gasoline Service Stations
  • Tire Centers
  • Paintless Dent Removal


One and Done

We like to keep things simple when it comes to great coverage.  A single basic policy with built-in flexibility eliminates the need for multiple policies because property and liability are included.  Your success depends on your to turn around high quality work in a short amount of time.  You can stay focused on running your business knowing you have great coverage.


What's Covered?

The insurance policy helps protect your business from the unexpected risks that may come with owning a garage.

Building & Business Personal Property

Your place of business is covered! Whether you own or lease, your building and contents are covered.  Your tools and equipment can be listed specifically on the policy or covered under a blanket form. 


It's extremely important to consider your liability risks as a garage owner.  We can offer policy limits up to $2,000,000.  This coverage includes, Premises & Operations, Medical Expenses, Products & Completed Operations, Personal Injury, Damage to Premises Rented to You, with the option to purchase additional liability coverages.


This covers your customer's vehicles.  Specified Perils and Comprehensive Coverage have an occurrence deductible for theft and mischief or vandalism. 

Additional Coverages Available

  • Hired and Non-Owned Auto - Click here to learn more
  • Accounts Receivable
  • Additional Insured
  • Employment Practices Liability
  • Data Compromise
  • Garage keepers Actual Loss Sustained or Specific Limit
  • Garage keepers Direct Primary Coverage
  • Errors & Omissions

Thank you for your interest in M & M Insurance Agency, Inc., primarily serving Illinois, Missouri, Wisconsin, Tennessee, and Kentucky.  We work with multiple A+ rated carriers to bring you the best insurance coverage to fit your needs and budget. Please feel free to call our office at 618-542-4831 or email us any questions and an insurance agent will reply promptly.






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